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Charitable Giving Strategies

Philanthropy is powerful—but the right planning can make every charitable dollar go even further. Boston Life Insurance helps individuals and families amplify their impact through life-insurance-based giving strategies tailored to both philanthropic and financial goals.

Whether you wish to endow a favorite nonprofit, leave a meaningful legacy at your alma mater, or support multiple causes through a donor-advised fund, we design cost-effective solutions such as:

• Gifted Life Insurance Policies – Transfer ownership to a charity for an immediate income-tax deduction while funding a substantial future gift.

• Wealth-Replacement Life Insurance – Pair a charitable remainder trust (CRT) with a second-to-die policy to replace the value left to charity for heirs.

• Premium-Financed Charitable Policies – Use leveraged funding to maximize contributions without straining current cash flow.

We partner closely with your attorneys, CPAs, and planned-giving officers to ensure each strategy is properly structured, administratively simple, and tax-efficient. The result: you can support the organizations you love, lock in significant tax benefits, and still provide for family members.

Ready to transform your generosity into a lasting legacy? Let Boston Mountain Life Insurance show you how strategic life insurance planning can magnify the good you do—today and for generations to come.